Privacy Policy

last updated September 19, 2023

This Privacy Policy governs the collection, use and disclosure of information on (the “Site”) which is operated by Insurance Bureau of Canada, (“IBC” or “we” or “us”), a not-for-profit industry association. Policy outlines the type of information that IBC gathers about users of this Site (“you” or “your”) while using this Site and how we use and disclose that information.

Please read this Privacy Policy as, by using this Site, you agree that your use of this Site is governed by this Privacy Policy. We reserve the right to modify this Privacy Policy at any time. We will reflect any such modifications to this Privacy Policy on this Site. If any modification is unacceptable to you, you should cease using this Site and the Services. Your continued used of this Site after any such changes constitutes your acceptance of this Privacy Policy, as revised. If you have questions or complaints regarding our privacy policy or practices, you may contact us in the following ways:

By email:

By regular mail:
Cyber Savvy Challenge
c/o Insurance Bureau of Canada
777 Bay Street, Suite 1900
Toronto, ON M5G 2C8

Collection, Use and Disclosure of Personal Information

Some information is collected automatically from you when you use the Site. For example, we collect and use data contained in log files which include: your Internet Protocol (IP) address, your Internet Service Provider (ISP), the browser you used to access the Site, the time you visited the Site, and the pages you visited throughout the Site, such collection and use being a standard practice on almost every website. We use Google Analytics, a third party provider, to obtain this data. We use this information to better understand how you and other visitors use the Site, and to improve the Site to better meet your needs. The amount of information that is sent by your web browser depends upon the browser and settings you use. Please refer to the instructions provided by your browser if you want to learn more about what information it sends to websites you visit, or how you may change or restrict this.

We may use cookies to help you manage your use of our Site, and to understand and save your preferences for future visits. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information.

Security Safeguards

The security of your information is very important to us. As such, we do our best to ensure your information remains secure, and we maintain technical and procedural safeguards that are appropriate to the sensitivity of the information in question.

Although we make every effort to protect your information, we cannot guarantee its absolute security. Accordingly, by using this Site, you release us of any responsibility or liability for any breach of security.

Third-party links

Please note that any links on this Site to third-party websites are not bound by this Privacy Policy. Any such third party sites have separate and independent privacy policies that may be different from ours. We therefore have no responsibility or liability for the content and activities of these linked sites. As such, if you wish to know more about their privacy policies, please visit their websites and review their privacy policies.


If there are any questions regarding this Privacy Policy, you may contact our Privacy Officer at

Interpretation of this Privacy Policy

Any interpretation associated with this Privacy Policy will be made by us. This Privacy Policy includes examples, but is not intended to be restricted in its application to such examples; therefore, where the word “including” is used, it shall mean “including without limitation.”

This Privacy Policy does not create or confer upon any individual any rights or impose upon IBC any obligations outside of, or in addition to, any rights or obligations imposed by Canada’s federal and provincial privacy laws, as applicable. Should there be, in a specific case, any inconsistency between this Privacy Policy and Canada’s federal or provincial privacy laws, as applicable, this Privacy Policy shall be interpreted, in respect of that case, to give effect to, and comply with, such privacy laws.

Opting Out of Electronic Communication

You may withdraw your consent to receiving electronic communications from us at any time by following the opt-out instructions provided in each communication or by emailing us at